Banking Executive

Consultant

0 Years

40000 - 60000 Monthly

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Posted: 01 Mar 25

Job Description

Job Summary

A Banking Executive plays a key role in managing customer accounts, processing financial transactions, cross-selling banking products, and ensuring compliance with banking regulations. The role requires strong financial knowledge, customer service skills, and the ability to drive business growth.

Key Responsibilities

1. Customer Service & Account Management

Assist customers with account opening, deposits, withdrawals, and loan applications.
Provide information on savings accounts, current accounts, credit cards, and other banking services.
Handle customer queries regarding bank policies, interest rates, and transaction issues.

2. Financial Transactions & Operations

Process cash deposits, withdrawals, fund transfers, and cheque clearances.
Ensure accuracy in transaction processing and maintain daily records.
Assist in KYC (Know Your Customer) verification and fraud prevention.

3. Sales & Business Development

Promote and cross-sell banking products such as loans, credit cards, mutual funds, and insurance.
Build and maintain relationships with retail and corporate customers.
Meet sales targets for financial products and services.

4. Compliance & Risk Management

Ensure adherence to RBI guidelines, banking policies, and AML (Anti-Money Laundering) regulations.
Maintain accurate documentation and records for audits and regulatory checks.
Identify and report any suspicious transactions or potential fraud cases.

5. Reporting & Coordination

Prepare daily, weekly, and monthly financial reports for management.
Work closely with loan officers, financial advisors, and branch managers to improve banking operations.
Assist in branch audits and process improvements.

Skills & Competencies Required

✅ Financial & Banking Knowledge – Understanding of banking operations, loan processing, and financial products.
✅ Customer Service & Relationship Management – Ability to handle customer queries and build trust.
✅ Sales & Negotiation Skills – Capability to cross-sell financial products and meet targets.
✅ Attention to Detail & Accuracy – Ability to process transactions with precision.
✅ Compliance & Risk Awareness – Knowledge of regulatory policies and fraud detection.
✅ Basic Computer & Banking Software Skills – Familiarity with Core Banking Systems (CBS), MS Office, and CRM tools.

More information about this Banking Executive Job

Please go through the below FAQs to get all answers related to the given Banking Executive job

What are the job requirements to apply for this Banking Executive job position?
- Ans: A candidate must have a minimum of fresher as an Banking Executive

What is the qualification for this job?
- Ans: The candidate can be a Graduate from any of the following: B.Com, BA, BBA/BBM
What are the salary requirements for this job?
- Ans: The salary range is between 40000 and 60000 Monthly. The Salary will depend on the interview. This Banking Executive is a Full Time in Bhubaneswar.
What is the hiring Process of this job?
- Ans: The hiring process all depends on the company. Normally for an entry level, hiring the candidate has to go for Aptitude, GD (If they look for communication),Technical test and face to face interviews.
This Banking Executive is a work from home job?
- Ans: Yes,its a Work from Home Job.
How many job vacancies are opening for the Banking Executive position?
- Ans: There are immediate 1 job openings for Banking Executive in our Organisation.