Relationship Officer Jobs Opening in Muthoot Microfin at Koyilandy, Mankavu, Thamarassery, Kozhikode, Kannur, Malappuram
Relationship Officer
Muthoot Microfin
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Posted: 09 Jan 25
Job Description
Acquisition and Maintenance of new clients. Operations and Collection.
Compliance and management: Carries out the pre and post-loan activities related to Group loans. Presenting the loan applications to the Credit team, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality.
Promotion – Promotes new potential clients and eligible clients offering various other products
Loan Appraisal – Informs potential clients about the requirements, conditions of the IGL Loan products, the procedures to obtain a loan, the importance of the payments on time etc.
o Makes sure that the client meets the credit requirements.
o Visits the client's business and home to do the assessment, following the credit policy procedures.
o Analyzes and presents a consistent loan proposal to the Credit team for its approval.
o Informs the client about the Credit team decision
Follow – up : Follows the loan disbursement process.
o In case of arrears visits clients and guarantors for the loan recovery.
o Informs the BRM or AM about the demand in his/her assigned area as well as on the competition.
o Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
o Responsible for his/her portfolio administration, promoting its growth and keeping it with daily planning and organization of activities
Client service: Provides a quick and timely service to the clients, making sure that the client's expectations are fulfilled whenever is possible.
o Ensures a good and respectful treatment to the clients and establishes a professional relationship with them, with a long term perspective. Guarantees confidential treatment to all the information gathered from the client and of the Institution
More information about this Relationship Officer Job
Please go through the below FAQs to get all answers related to the given Relationship Officer job
- What are the job requirements to apply for this Relationship Officer job position?
- Ans: A candidate must have a minimum of fresher as an Relationship Officer
- What is the qualification for this job?
- Ans: The candidate can be a Graduate from any of the following: B.Com, BA, BBA/BBM, 12th Pass (HSE)
- What is the hiring Process of this job?
- Ans: The hiring process all depends on the company. Normally for an entry level, hiring the candidate has to go for Aptitude, GD (If they look for communication),Technical test and face to face interviews.
- This Relationship Officer is a work from home job?
- Ans: No ,its not a Work from Home Job.
- How many job vacancies are opening for the Relationship Officer position?
- Ans: There are immediate 1 job openings for Relationship Officer in our Organisation.
Job Particulars
Education B.Com, BA, BBA/BBM, 12th Pass (HSE)
Who can apply Freshers
Hiring Process Telephonic Interview, Virtual Interview
Employment TypeFull Time
Job Id2596970
Job Category BSc/BCA/BBM , Sales and Marketing
Locality Address Koyilandy, Mankavu, Thamarassery, Vadakara, Kozhikode-Others
State Kerala
Country India
About Company
Muthoot Microfin
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